urx unit loader 'Last Week Tonight' video: John Oliver takes on payday loans with Sarah Silverman

Payday loans are everywhere in America, so “Last Week Tonight with John Oliver” has to tackle it. These oft-predatory companies have been covered by many news outlets, but few have provided so comprehensive — and hilarious — coverage as this.

Also, most new reports don’t use Sarah Silverman to make the point.

Not that John Oliver needs much help — not when he has points like “It’s not often that a metaphorical slippery slope costs as much as an actual ski vacation.” On top of that, Oliver manages to compare the industry to heroin, “legislative whack-a-mole,” peanut-butter octopi and the “Twilight” novels.

Yes, payday loans are that insane.